Can foreigners get a mortgage loan to buy an apartment in Tivat?

It might be tricky for a foreigner to obtain a mortgage loan for property in Montenegro . Erste Bank is the only bank lending to foreign property buyers, yet the primary qualification for an eligible foreign applicant is to have a residence permit in the country.

How much do utilities cost in Tivat?

Apartment maintenance costs are not so high in Tivat as compared to the rest of Europe. Read more about major housing and home ownership costs in Montenegro.

Can buying an apartment in Tivat also get foreigners a residence permit in Montenegro?

A property purchase in Montenegro will get residence in the country (except for property for further development that would not qualify a buyer for a residence permit). There is no minimum investment threshold for a residence permit. The purchased property should be free and clear of any encumbrances. Read more in our article .

How to get citizenship in Montenegro by buying an apartment in Tivat?

To get citizenship in Montenegro , you would have both to purchase a property out of the government-approved pool investing at least € 250,000 and donate at least € 100,000 to the government fund.

What is the process of buying an apartment in Montenegro?

It will take 2–4 months in average to register property ownership in Montenegro. To close a transaction, a foreign buyer needs to present a foreign passport of the home country, an individual seller is to produce a legal proof of property ownership and the excerpt from record in the local property registry, and a corporate seller should additionally provide the buyer with its corporate documents. See details here .

What are the apartment prices in Tivat?

The apartment prices in Tivat vary in a range of €2000-2500 for a square metre depending on the region and distance from the sea.

What taxes are charged on apartment purchase, ownership, and sale in Tivat?

A transfer tax at 3% is charged on real estate transfers in Montenegro, and 21% VAT is levied if property has not been sold before. The real estate tax is levied for the use of the property at the rates ranging from 0.25 to 1% of the property value. Read more about the taxes charged on apartment purchase, ownership, rent, and sale in Tivat on the website .

Key takeaways about Tivat to know before property purchase: what makes the region special?

Tivat is a large town with an international airport and an established construction industry. Most of Tivat’s beaches in town proper are concrete structures or tiny patches of bulky pebbles. There are, however, three Blue-Flagged beaches outside of town. There are no cold currents or high waves along Tivat’s entire coast, making it a kid-friendly resort. Tivat lies on a smooth bed gently descending into the water, so the properties with sea view are not many. There are predominantly five-storey blocks of flats and detached houses in Tivat. The housing prices are lower than in the other popular resort towns in Montenegro.

Ttivat apartments for Sale

Order by:

price low to highlow to highprice high to lowhigh to lownewest firstnew

Apartment – Tivat (city), Tivat, Montenegro for 990,000 €

Furnished

Apartment – Tivat (city), Tivat, Montenegro

990,000 €

Total area 598 m²9 bedrooms9 bathrooms

2 months ago

Apartment – Tivat (city), Tivat, Montenegro for 2,100,000 €

Furnished

Apartment – Tivat (city), Tivat, Montenegro

2,100,000 €

Total area 228 m²3 bedrooms3 bathrooms

1 month ago

Tranio’s instruction

Turkish citizenship for the whole family for real estate purchase

From $400,000 · Rental income

Simple registration procedure;
Return on investment;
Temporary residence permit for quick relocation.

Apartment – Tivat (city), Tivat, Montenegro for 136,000 €

With swimming pool

Apartment – Tivat (city), Tivat, Montenegro

136,000 €

Total area 44 m²1 bedroom1 bathroom

1 month ago

Apartment – Tivat (city), Tivat, Montenegro for 368,000 €

With swimming pool

Apartment – Tivat (city), Tivat, Montenegro

368,000 €

Total area 116 m²3 bedrooms3 bathrooms

Apartment – Tivat (city), Tivat, Montenegro for 380,000 €

Furnished

Apartment – Tivat (city), Tivat, Montenegro

380,000 €

Total area 140 m²3 bedrooms4 bathrooms

Apartment – Tivat (city), Tivat, Montenegro for 1,550,000 €

Furnished

Apartment – Tivat (city), Tivat, Montenegro

1,550,000 €

Total area 193 m²3 bedrooms3 bathrooms

1 week ago

Discounted apartments and new-builds upon request

Send us an enquiry, we will find advantageous offers for you

Send a discount enquiry

Ksenia Kolesnikova,

Client manager

We find off-market properties
We organise viewings
We assist in obtaining a mortgage

Apartment – Tivat (city), Tivat, Montenegro for 1,900,000 €

Apartment – Tivat (city), Tivat, Montenegro

1,900,000 €

Total area 180 m²2 bedrooms2 bathrooms

1 month ago

Apartment – Tivat (city), Tivat, Montenegro for 1,250,000 €

Furnished

Apartment – Tivat (city), Tivat, Montenegro

1,250,000 €

Total area 139 m²2 bedrooms2 bathrooms

1 month ago

Apartment – Tivat (city), Tivat, Montenegro for 1,809,000 €

Apartment – Tivat (city), Tivat, Montenegro

1,809,000 €

Total area 174 m²3 bedrooms2 bathrooms

1 month ago

Apartment – Tivat (city), Tivat, Montenegro for 216,000 €

Furnished

Apartment – Tivat (city), Tivat, Montenegro

216,000 €

Total area 46 m²1 bedroom1 bathroom

Apartment – Tivat (city), Tivat, Montenegro for 1,305,000 €

Apartment – Tivat (city), Tivat, Montenegro

1,305,000 €

Total area 158 m²2 bedrooms2 bathrooms

1 month ago

Apartment – Tivat (city), Tivat, Montenegro for 110,000 €

Furnished

Apartment – Tivat (city), Tivat, Montenegro

110,000 €

Total area 39 m²1 bedroom1 bathroom

1 month ago

Apartment – Tivat (city), Tivat, Montenegro for 350,000 €

Apartment – Tivat (city), Tivat, Montenegro

350,000 €

Total area 83 m²2 bedrooms2 bathrooms

Apartment – Tivat (city), Tivat, Montenegro for 250,000 €

Apartment – Tivat (city), Tivat, Montenegro

250,000 €

Total area 81 m²2 bedrooms1 bathroom

Apartment – Tivat (city), Tivat, Montenegro for 275,000 €

Apartment – Tivat (city), Tivat, Montenegro

275,000 €

Total area 62 m²1 bedroom1 bathroom

Apartment – Tivat (city), Tivat, Montenegro for 411,000 €

Apartment – Tivat (city), Tivat, Montenegro

411,000 €

Total area 88 m²2 bedrooms2 bathrooms

New home – Tivat (city), Tivat, Montenegro for 350,000 €

New home – Tivat (city), Tivat, Montenegro

350,000 €

Total area 89 m²3 bedrooms2 bathrooms

Apartment – Tivat (city), Tivat, Montenegro for 274,000 €

Sea view

Apartment – Tivat (city), Tivat, Montenegro

274,000 €

Total area 119 m²3 bedrooms4 bathrooms

New home – Donja Lastva, Tivat, Montenegro for 340,000 €

New home – Donja Lastva, Tivat, Montenegro

340,000 €

Total area 64 m²2 bedrooms1 bathroom

New one-bedroom turnkey apartment in Kava, Tivat, Montenegro for 169,000 €

Furnished

New one-bedroom turnkey apartment in Kava, Tivat, Montenegro

169,000 €

Total area 49 m²1 bedroom1 bathroom

Apartment – Tivat (city), Tivat, Montenegro for 430,000 €

Sea view

Apartment – Tivat (city), Tivat, Montenegro

430,000 €

Total area 90 m²2 bedrooms1 bathroom

Apartment – Tivat (city), Tivat, Montenegro for 246,000 €

Apartment – Tivat (city), Tivat, Montenegro

246,000 €

Total area 46 m²1 bathroom

Apartment – Tivat (city), Tivat, Montenegro for 770,000 €

Furnished

Apartment – Tivat (city), Tivat, Montenegro

770,000 €

Total area 47 m²1 bedroom

New home – Tivat (city), Tivat, Montenegro for 309,000 €

New home – Tivat (city), Tivat, Montenegro

309,000 €

Total area 65 m²2 bedrooms2 bathrooms

Apartment – Tivat (city), Tivat, Montenegro for 650,000 €

Furnished

Apartment – Tivat (city), Tivat, Montenegro

650,000 €

Total area 76 m²1 bedroom1 bathroom

last page

1-25 of 139 listings, page 1 of 6

Apartments for sale in Tivat