Mortgages in Hungary
Not every Hungarian bank grants loans
Maximum LTV ratio | 50% |
Maximum loan amount | HUF 20M* |
Rates | |
Loan term | |
Minimum age of borrower | 25 |
Maximum age of borrowerby the end of the loan term | 70 |
Additional borrower requirements:
- Additional borrower requirements:
- salary deposited in a bank account
- the applicant assumes the commitment to transfer 120% of the monthly mortgage loan payment every month
- the borrower is not blacklisted as a loan debtor.
The terms are less rigorous for EU nationals
Maximum LTV ratio | 75% |
Rates | |
Loan term | |
Minimum age of borrower | 18 |
Lending terms depend
The rates are calculated personally for each client on the basis of the Budapest Interbank Offered Rate (BUBOR: 0.42%
Documents
- passport
- proof of income, bank statements for three months
- employment agreement (for employees)
- articles of association (for company owners)
Documents for EU nationals:
- registration address in Hungary (the applicant can register at a rental
or a friend´s flat) - salary slips or proof of permanent income (bank statements) and tax receipts.
The mortgage loan approval process typically takes
Extra costs
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